A Wake-Up Call for the Digital Age
The Trust Ledger report highlights how AI-driven fraud, data breaches, and digital impersonation are escalating identity and transaction fraud across industries like banking, real estate, and HR, revealing widespread concern among businesses and emphasizing the urgent need to overhaul fragmented, outdated identity systems to restore trust in the digital economy.
The Trust Ledger: Transaction & Identity Fraud Bulletin - A Wake Up Call for the Digital Age
In a world where anyone (or anything) can be faked, trust isn’t a given. It has to be built, verified, and reinforced at every interaction. AI is blurring the line between real and fake, making it difficult for businesses to trust people and the records they rely on.
The Trust Ledger reveals how AI, data breaches, and digital impersonation are redefining the rules of engagement for businesses and consumers alike. Drawing from frontline data and industry insights, this report offers a clear-eyed look at the threat landscape, and what it will take to restore trust in a world where identity is easier than ever to fake.
Key Findings
- 60% of respondents are extremely concerned about fraud.
- 70% reported a moderate or significant spike in fraud attempts.
- 30% of businesses don't have a clear way to track or quantify fraud.
Trust online is broken
Fraudsters are using AI to exploit outdated, fragmented identity systems—and no industry is safe.
Banking
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Real Estate
FBI warns of home title theft surge
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HR
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Building trust in a world built for fraud
The digital economy wasn’t designed to handle today’s threats. Identity systems are fragmented, outdated, and easily exploited. The Trust Ledger: Transaction & Identity Fraud Bulletin breaks down what’s happening - and what businesses need to do to stay ahead.
See how fraud is evolving
Explore real-world examples of how fraud is hitting industries like banking, real estate, and HR. Learn why legacy systems are failing, and what leaders are doing to stay ahead.
Get practical insights to strengthen your defenses
The report breaks down emerging attack patterns (AI voice clones, deepfakes, synthetic identities) and offers actionable steps to detect and prevent fraud across the customer journey.
Rethink trust at scale
Identity is the new perimeter. See how forward-thinking organizations are shifting from fragmented checks to dynamic, scalable verification that boosts trust without slowing things down.
Protect your business with Proof
Verify your customer’s identity and start building a trusted relationship in minutes.
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Deepfake Scams: How to Spot and Protect Your Business
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Deepfakes in the Financial Services Industry | Proof
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Creating Phantoms: How Fraud Actors Build Synthetic Identities
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