Identify Transaction Overview
Identify transactions are identity verification tools available to all organizational users that prevent fraud in both in-person and online interactions by using methods like credential analysis, selfie comparison, IAL2-compliant verification, and knowledge-based authentication, providing a Proof identity report to safeguard processes such as property sales, rental applications, and account recovery without requiring notarization or document signing.
The short answer: Identify transactions verify a person's identity without requiring notarization or document signing. This verification tool helps organizations prevent fraud early in their workflows, protecting both in-person and online interactions.
Who This Is For
Identify transactions are available for all organizations. Any user in the organization with access to create and send transactions can create Identify transactions.
How It Works
The Identify transaction is an identity verification tool that enhances the security of all interactions. Identify safeguards in-person and online interactions, ensuring comprehensive protections beyond notarization.
When you opt to use Identify, you can eliminate bad actors early in your process, saving your business time and money. When used with Defend, Identify transactions provide even more powerful fraud prevention.
You can use any combination of the following identity verification methods for an Identify transaction:
- Credential analysis and selfie comparison
- IAL2-compliant identity verification — If users fail IAL2 identity verification, they will be routed to an on-demand fraud agent to determine if the identity is genuine.
- Knowledge-based authentication (KBA)
Once the transaction is complete, you'll have access to a Proof identity report with details of success and potential fraudulent activity.
When to Use Identify Transactions
Examples of processes where an Identify transaction would be a beneficial first step:
- Before beginning closing procedures on a property sale for title companies
- When a rental application is submitted to property management companies
- When a customer is locked out of their online financial accounts
How to Use Identify
Read the articles below for more information about Identify transactions:
- Create an Identify transaction: Create an Identify transaction to send to a specific individual.
- Create an EasyLink for Identify transactions: Create a reusable link for Identify transactions that you can use and distribute to all your customers.
- Print a QR code for an Identify EasyLink: Generate a ready-to-use flyer to post in your office or other physical location to use Identify transactions for any customer who walks through your door.
- Identify transaction quickstart guide for API
Summary Checklist
- I understand what an Identify transaction is and how it differs from notarization.
- I know which identity verification methods are available (credential analysis, IAL2, KBA).
- I've identified use cases in my organization where Identify transactions would be valuable.
- I'm ready to create my first Identify transaction or EasyLink.
Still Unsure?
Our support team is happy to help. Submit a support request or chat with us from any page in the app.
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