Proof for Financial Services

Accelerate your business with one platform for everything

Reduce turn time with 24/7 online notarization

Move hard-to-digitize processes online with online notarization. From Power of Attorney to affidavit of identity or beneficiary designations, Proof makes it fast and easy for customers to get documents notarized as soon as they’re shared.

Simplify compliance with smarter eSign

Reduce operational complexity to clicking a button. Proof automatically enforces applicable laws, company policies and regulatory requirements. No more complicated training, no more costly rework.

Protect against fraud with identity verification

Make online processes more secure than in-branch. Proof offers comprehensive identity verification, native IAL2 compliance, robust anti-fraud protections and a tamper-proof audit trail to ensure contract validity.

Digital transactions pioneers

We pioneered new ways to transact digitally. The first online notarization and the first home to close 100% virtually (not in person) was on our platform.

We wrote the rules

Proof raises the bar with responsive compliance rules programmed by the people who wrote the rule book. Automated workflows flex to address potential risks and provide documentation that stands up to legal, regulatory and corporate scrutiny.

Enterprise grade reliability

The largest enterprises insuring your home, managing your retirement, and caring for your financial well being run on Proof. We have the security, accessibility, and reliability industries demand to secure their business with Proof.

Digitize your California closings with Proof

California Senate Bill 696 unlocks remote online notarization for real estate closings in 2024

“By moving our process online, not only are we delivering a better, faster experience for customers. We’re also helping to prevent fraud.”

Eric Swink

Chief Executive Officer for Rock Solid Funding

• ​34M+ Customer days saved
• ​$110 Avg cost savings per loan
• ​$185B Financial contracts executed
• ​5M+ Notarizations completed online
• ​8K businesses On the Proof platform
• ​4/10 Largest US banks use Proof

More than a signature, it’s Proof

Automated document prep

Ensuring that every agreement is executed correctly can be a massive headache. There are potentially hundreds of applicable laws, policies and rules depending on the type of agreement, forms used, location of the signers, recording methods, securitization requirements, etc. It’s expensive to train staff on all the complexities and highly susceptible to mistakes. Proof dramatically reduces operational overhead by automatically handling these nuances.

IAL2-Compliant eSign

An increasingly common requirement in lending is to meet the federal Identity Assurance Level 2 (IAL2) standard when signing documents electronically. For example, the Small Business Administration has mandated this standard for SBA loan documents. Proof offers IAL2-compliant electronic signature out-of-the-box, no integrations or development work required. This eliminates the cost of collecting wet ink and greatly simplifies workflows when multiple methods are required—for example IAL2 eSign for one document, notarization on another, and standard eSign for everything else.

Built-in fraud protection

When you use a credit card today, you’re protected. The use of a signature carries a much higher risk—your customer could lose their home or life savings. We believe that every time someone signs on the dotted line, their signature and identity should be protected as well. That is why Proof is the first platform that protects signatures from being forged. For everything customers sign, from basic documents to affidavits of ownership, Proof monitors the risk for fraud in every transaction. Bots and bad actors get blocked automatically. Users exhibiting suspicious behavior or having difficulty with identity validation are instantly routed to our trusted referee network for enhanced verification.

Deploy in days

Upgrading technology is hard to contemplate in a time of constrained budgets and limited IT resources. Proof makes it simple with out-of-the-box functionality to send templated documents to signers via email. Or, businesses can use Easylinks, customizable hyperlinks that instantly connect customers to a templated document such as a beneficiary designation form. Both are no-code deployment options that can be up-and-running in less than 1 day.

One API for Everything

Proof provides businesses the freedom to customize and innovate with a comprehensive set of API endpoints that cover every area of the product. Whether it’s embedding workflows into existing products, building a custom authorization process to protect account changes or something entirely new, customers love the versatility to adapt out-of-the-box capabilities to their specific use cases and product vision.

Retail banking, lending and wealth management use cases

Online notarization

Instant access to an eNotary

• ​Power of attorney (POA)
• ​Affidavits
• ​Signature cards
• ​Beneficiary designations
• ​Account verification letters
• ​Joint account agreements
• ​Statements of consent
• ​Background check authorization

eSign

Sign on any device

• ​Application forms
• ​Promissory notes
• ​Loan agreements
• ​Security agreements
• ​Client agreements
• ​Risk disclosures
• ​Investment policy statements
• ​Insurance forms

Proof of identity

Remote identity verification

• ​IAL2 eSign (e.g. SBA loans)
• ​Wire transfer authorizations
• ​Beneficiary changes
• ​Account recovery
• ​Changes of account information
• ​Loan applications
• ​Customer onboarding