Proof for Real Estate
Proof is a comprehensive real estate platform that accelerates and digitizes transactions through online notarization, hybrid eClosings, and eSignatures, significantly reducing closing times and errors while enhancing fraud protection with biometric identity verification, all supported by enterprise-grade security and compliance, and pioneered as the first to enable fully virtual home closings.
One platform for all of your real estate transactions
Execute eClosings faster with online notarization
With Proof’s online notarization capability, you can offer a full eClosing to your home buyers and sellers. Title agents eliminate up to 157 minutes per closing and lenders eliminate up to 7 days from the funding cycle time. The Proof platform allows you to digitize full eClosings, HELOCs and loan modifications with online notarization.
Collect signatures with hybrid eClosings and eSign
Streamline your customer experience with eSign. With Hybrid eClosings, real estate companies reduce in-person meeting time by 99 minutes and reduce error rates by up to 31%. You can also eSign other trailing documents like customer disclosures and funds disbursement instructions.
Protect against fraud with Proof
Proof transactions work similarly to eSign, but include a robust identity verification process to make sure a seller is who they say they are. It’s a perfect fit for early in the settlement process when you might be suspicious of fraud. With Proof transactions, a signer can only access a document if their biometric selfie can be positively matched to the government-issued ID.
Digital transactions pioneers
We pioneered new ways to transact digitally. The first online notarization and the first home to close 100% virtually (not in person) was on our platform.
We wrote the rules
Proof raises the bar with responsive compliance rules programmed by the people who wrote the rule book. Automated workflows flex to address potential risks and provide documentation that stands up to legal, regulatory and corporate scrutiny.
Enterprise grade reliability
The largest enterprises insuring your home, managing your retirement, and caring for your financial well being run on Proof. We have the security, accessibility, and reliability industries demand to secure their business with Proof.
Digitize your California closings with Proof
California Senate Bill 696 unlocks remote online notarization for real estate closings in 2024.
“Proof provides a vital, much-needed service in the market, and NAR is proud to continue this collaboration to create a new standard of trust across the real estate industry. From closings to purchase agreements and wire authorizations, the entire home buying journey is more secure with Proof.”
— National Association of Realtors
- $443: Average cost savings per home loan with a full eClosing
- 31%: Reduction in closing package error rates
- 157 minutes: Average time saved for a title agent per closing
- 5M+: Notarizations completed online
- 8K businesses: On the Proof platform
- 1st: Platform to facilitate an online mortgage and real estate closing
More than a signature, it’s Proof
The Proof Engine® knows 4.5M closing eligibility rules
You deserve a platform that tells you the best way to eClose. The Proof platform references the closing type, property address, recording county, online notarization laws, the title partner’s operating states, and underwriters to determine the closing options available for your signer. It also accounts for nuances like “papering out” laws. Proof helps the real estate industry take the guesswork out of digitizing the closing experience.
Integrations that fit into your existing workflows
Proof integrates with all the critical real estate platforms from loan origination system, title production software and eVaults. Our platform works with the system you already use. The platform also allows both title agencies and lenders to collaborate on the same transaction. In the real estate space, we’ve integrated with EllieMae, Docutech, Resware, Softpro, SimpleNexus, Dotloop, eOriginal, DocMagic, and others.
One platform for every closing type
The Proof platform supports both full eClosings and hybrid closings. Title agencies and lenders can complete closings for cash buyers, seller-side transactions, mortgage, refinances, HELOCs and loan modifications with online notarization. It gives mortgage lenders a competitive edge by providing greater efficiencies across the lending lifecycle and improving settlement agent collaboration. Proof gives title agencies immediate business continuity gains in time and cost savings.
Built-in fraud protection
You know the red flags of suspected fraud. Non-owner occupied property? Unencumbered property? Your realtor has never really “met” the seller? That’s the perfect time to use Proof. The Proof platform verifies your signer’s identity using a combination of: SMS authentication, credential analysis, knowledge-based authentication, biometric comparison and third-party database checks.
Title agency and lender use cases
A ubiquitous platform for all of your identity verification and transaction needs.
Online notarization
Federally required notarization on specific forms:
- Seller-side eClosings
- Cash eClosings
- Lender-initiated eClosings
- HELOCs
- Loan modifications
- Power of attorney
- Various affidavits
eSign
Standard eSignatures:
- Customer disclosures
- Procedural documents
- Statement of information
- Insurance information request
- Borrower information request
- Proceeds/funds disbursement instructions
- Escrow general provisions
- Add payoff authorization form
- Borrower authorizations
Proof of identity
IAL2-level identity assured eSign transactions:
- Seller identity verification
- Identity verification for ad hoc document recording requests
- Confirmation of ACH wire instructions
The Digital Closings Inflection Report
Dig into the data every title company and lender needs in 2026.
Related
Essential Tips to Fight Property Fraud
Property fraud—including mortgage, wire, and title fraud—is surging due to factors like rising interest rates, limited housing supply, an aging population transferring generational wealth, and increasing cyber fraud, with significant increases in seller misrepresentation and risks in transactions, notably in states like New York, Florida, Rhode Island, and Utah.
How to Keep Transactions Secure | Proof
The article explains that the surge in real estate fraud, exacerbated by the shift to digital closings, demands integrated security measures throughout transactions—such as verified identity checks, URL verification, client education, and ongoing monitoring—to protect large financial transfers and sensitive personal data from threats like wire fraud, deed fraud, and social engineering scams.
Proof for Financial Services
Proof is a comprehensive digital platform for financial services that accelerates business by enabling 24/7 online notarization, simplifying compliance with automated eSign processes, enhancing security through robust identity verification and anti-fraud measures, and supporting enterprise-grade reliability, while pioneering fully virtual transactions and adapting to new regulations like California Senate Bill 696 to streamline real estate closings and save millions in customer time and costs.
ALTA's Best Practices: The Guide to Securing Your Closings
The American Land Title Association (ALTA) released updated Best Practices Framework (Version 4.2) and Identity Verification Guidance to help title and settlement companies combat rising real estate fraud by mandating robust, documented identity verification programs, enhanced oversight of notaries and signing professionals, and a layered approach combining human oversight, training, and technology to ensure valid IDs, identity matching, and transaction legitimacy.
Real Estate Transactions Overview – Proof Help Center
Proof's real estate closing platform integrates with your lender or title company to facilitate either fully online or hybrid closings—where you either complete all documents remotely via live notary and eSignatures or partially online with some in-person signing—after verifying property eligibility and coordinating the transaction setup through your lender or title company.
What Is eClosing Software? | Proof
eClosing software enables lenders, title agents, and homebuyers to complete mortgage loan closings entirely online or through hybrid methods by streamlining document collection, reducing errors, and saving time through comprehensive digital tools for preparation, signing, notarization, and recording.